How to Apply for Social Security Benefits

By Jennifer Scherf

There are several types of Social Security benefits for people who find themselves unable to work. The two main types are Social Security disability insurance (SSDI) and Supplemental Security Income (SSI).

SSDI is a program for people who are unable to engage in any kind of employment for at least 12 months, and who have paid FICA taxes for 20 out of 40 quarters, or approximately five out of the last 10 years. SSDI is based on your earnings and is usually more than SSI. SSDI also comes with Medicare parts A and B, after a waiting period.

SSI is for people who are unable to engage in any kind of employment for at least 12 months, and who meet the Social Security Administration’s income and asset requirements. These requirements vary, so please call for details. SSI generally works out to $680 per month and comes with Medicaid benefits.

You can apply for these benefits by calling your local Social Security Administration office and making an appointment, by going to your local office, or by visiting the SSA’s website at www.SSA.gov. Generally, attorneys do not get involved until you have been denied by SSA. You only have 60 days to file an appeal, so if you do get denied, please contact us immediately.

Our website, www.socialsecurityjustice.com, has a lot of useful information regarding Social Security benefits. We also encourage people to call us if they have questions about whether or not they qualify or what other benefits are available.

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